Trump Set To Officially Launch App For Millions Of Trump Accounts

The Trump administration’s “Trump Accounts” investment program for children is launching a mobile app on Thursday, The Daily Wire has learned.

While the app itself will go live immediately, investment activity within the account is set to begin on July 4. Once active, families will be able to monitor account growth, track the government-funded seed investment, and make additional contributions directly through the platform.  

The app will also launch with eight core financial literacy modules that Treasury Secretary Scott Bessent personally required as part of his broader financial literacy initiative aimed at improving financial education for young Americans.

A Treasury Spokeswoman told The Daily Wire that the educational features were a “top priority” for Bessent, who has previously described financial literacy as “fuel for the American Dream.”

The platform was designed by Joe Gebbia, the co-founder of Airbnb, who currently leads President Donald Trump’s National Design Studio. Gebbia’s goal is to make government applications easy to use. 

Two things that don’t get enough coverage: Trump Accounts and President Trump’s National Design Studio.

Airbnb co-founder Joe Gebbia leads the studio and his latest project turned the Trump Account signup from a clunky PDF to a simple online intake form.

Simpler signups could… pic.twitter.com/bhzBwhx3oV

— Brecca Stoll (@breccastoll) February 9, 2026

Under the program’s structure, Bank of New York Mellon (BNY) will oversee the program’s financial infrastructure, including account administration and custody of funds. Robinhood will operate as the brokerage partner and provide the consumer-facing technology platform that families will use to access and manage their accounts

The broader Trump Accounts initiative has already generated significant interest. According to Treasury Department figures, more than 5 million children have already been enrolled in the program, as reflected in IRS filings.

Eligible children born between 2025 and 2028 will receive a $1,000 federal seed investment from the Treasury Department.

The accounts are designed to function as long-term, tax-advantaged investment vehicles tied to broad market index funds. Parents, relatives, employers, and others can collectively contribute up to $5,000 annually to each account.

Once beneficiaries turn 18, they may use the funds however they choose, including starting a business, paying for college, or buying a house. 

Previously, The Daily Wire crunched the numbers to analyze how the accounts could grow over time under various contribution scenarios.  

The analysis found that if a child had received a Trump Account in 2007 and left the original $1,000 investment untouched, the account would be worth roughly $5,907 by age 18.

With additional contributions, however, the totals grew dramatically. If a parent’s employer contributed $2,500 annually, half the allowed yearly contribution, the account would have grown to roughly $183,933 by adulthood. A child receiving the maximum $5,000 annual contribution would have accumulated approximately $361,959 by age 18, according to the analysis.